Why do I need business insurance?

Your customers, employees, premises and assets can all be at risk. By providing protection for them, business insurance can help safeguard your business. Insurance can be a legal obligation too.

Professional indemnity insurance (PII)

PII is a form of liability insurance that helps protect professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit.

Employers’ Liability Insurance

An employee who has an accident or their health damaged at work may be entitled to financial support for medical bills and lost earnings if you are found to be negligent. Employers’ liability is a legal requirement if you have staff – even on a part-time or casual basis.

Public Liability Insurance

If your products or services cause injury to a customer or member of the public, your business could face compensation claims. Product liability and Public liability insurance can ensure payments are made for you.

Qdos Consulting offers a wide range of insurance products for contractors.

Please have a look at their website for more information.

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